You may browse our Sites without creating an online account, but to use certain features you or your ISO may be required to create an account. When you create an account with us, we may collect your name, email address, contact information, a username and password that you will use to access your account and other information. In addition, to submit a question, comment, or post to a blog, you may be required to submit your name and email address, and we may also ask you for other optional information, such as your business's website address.
We also collect information from you if you log into our Sites through an account created with a third-party website (e.g. Facebook, or LinkedIn). The option to access our Sites via these third-party websites may occur and will be entirely at your option. The information we are able to migrate to our Sites from these third-party websites will depend on the privacy settings that you have in place with the third-party site from which you log in. If you choose to log into the Sites via a third-party website, you hereby consent to our access to and collection of such Personal Information about you. We also collect the following types of Personal Information through the Sites: Business owner contact information (such as name, address, email address, and phone number) and individual job information (such as job title) Personal and financial information necessary to assess your eligibility to access working capital Optional Personal Information you may wish to share in the furtherance of your funding application Information about your visits to and use of the Sites or the websites of third-party services to help us maintain the appropriate features, functionality, and user experience Information to verify an individual's identity (including social security number, user name and password, and other data elements such as driver's license number and age or date of birth) Individual financial or credit bureau information (such as a business owner's credit score, credit history, and bank account information) Personal Information contained in government filings or legal agreements (such as corporate formation agreements, business licenses, lease or loan agreements, and business tax returns) Information uploaded by users to our Sites, such as your driver's license, pictures of your business, and bank statements Any other Personal Information you submit or upload through our Sites or to one of our email addresses We may also append to the Personal Information collected through our Sites data or an ISO's new or other data that we receive from other sources, such as public records, demographic information, and other background information supplied by information services or third parties. Examples of the types of Personal Information that may be obtained from other sources may include: Address information about you from third party sources, such as the U.S. Postal Service, to verify your address so we can properly ship your order to you and to prevent fraud. Purchased marketing data about our customers from third parties that is combined with information we already have about you, to create more tailored advertising and products. Credit / Background information about you from an outside reporting agency to help us with customer authentication and credit-related decisions. In addition, we automatically collect through our Sites information that is often not personally identifying, such as the website from which you came to our Sites and your IP address, browser type, Internet service provider (ISP), referring/exit pages, the files viewed on our site (e.g., HTML pages, graphics, etc.), operating system, date/time stamp, and/or clickstream data, and other information relating to the device through which you access the Sites. We may combine this information with the Personal Information we have collected from you, which we store in log files. We do this to improve services we offer you.
Information We Collect From You and About You Some information collected from you is required and some is optional; some will remain private and some will be shared with third parties. Additional information may be gathered during your subsequent use of the Sites, whenever you choose to provide it. Certain Personal Information must be supplied to determine eligibility for financial products and to verify and guard against potential fraud. We will use this information to request a credit report from a credit bureau to process your application as well as to help assess your funding request in the context of your overall financial situation. We will also use your required and optional information to facilitate activities and transactions that need to occur during the funding process.